What is estate planning and why do I need it? How many horror stories have you heard about someone passing away and their loved ones struggling to settle their unorganized affairs while trying to mourn? If something unexpectedly happened to you, would your loved ones know where to start? Estate planning is the process of anticipating and arranging for the transfer of your estate assets. Estate planning typically attempts to minimize or eliminate probate proceedings and maximize the value of the estate by reducing taxes and other expenses. Simply put, estate planning helps get the property you have worked hard for to where, or whom, you want it to go. A basic estate plan including a Will, a Durable Power of Attorney, a Durable Power of Attorney for Health Care Decisions and Health Care Directives are essential for peace of mind in emergencies. Many people believe that estate planning is only for wealthy individuals. This is simply not true! Having an effective plan for the transfer of your assets can save enormous amounts on taxes and probate fees. Additionally, if you have a minor child, appointment of a guardian and conservator is essential. From non-probate transfers to living trusts, there are numerous options to explore for your estate plan. There are many aspects of estate planning that can be tricky so you need someone with the specific experience and training to create a plan that will fit your needs. Contact Brandi to learn about estate planning packages that will save you money.